Reviewing and Acting on Financial Aid Offers

1Watch for an 'Offer Notification'

We will communicate with you through your COCC email account. You will receive an 'Offer Notification' email, when your financial aid offer is complete and ready to accept or decline. Please read the entire 'Offer Notification' email prior to accepting or decline their offer.

2Review your financial aid offer

Login to your Bobcat Web Account and follow the steps below.

3Submit offer decision by clicking the 'Submit Decision' button

The amounts on your financial aid offer is based on full-time enrollment (12+ credits) each term. Review each fund and accept the aid you need for educational expenses. It is wise to accept funds in this order.

• Grants- COCC will accept the Federal Pell Grant for you. You will need to accept the Oregon Opportunity Grant, Oregon Promise Grant, and the Federal Supplemental Education Opportunity Grant, if they have been awarded. Grant money does not have to be repaid and is the best option to pay for your education.What grants are available at COCC?
• Work-Study- Federal work-study is money that can be earned through part-time work on the COCC campus.Got questions about work-study?
• Student Loans- Accept loans only after all other types of aid have been accepted. Loans do have to be repaid with interest to the Department of Education. You may accept a portion of your loans if you do not need the full amount. Since loans must be repaid, ask a few questions before accepting: How much do I need to borrow? Can I borrow partial amounts instead?Learn more about student loans.

4Did you accept any student loans?

If you are a first time loan borrower at COCC, two additional requirements will be requested to complete atstudentloans.gov.

1. Entrance Counseling-这个咨询会解释你的学生贷款的条款和条件，帮助你了解你的权利和责任。
2. Signing the master promissory note (MPN)- The MPN is a legal document in which you promise to repay your federal student loans and any accrued interest and fees. It is very important to read and save this document because you may need to refer to it later when repaying loans. One final note: Loans for first time loan borrowers will be delayed for 30 days from the start of term.

Other steps:

If you do not have enough financial aid to assist with all educational expenses, we encourage you toapply for scholarships.